First Time Home Buyer Grants

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First Time Home Buyer Grants are a great option to move in to a home with little out of pocket. There are grant programs available in every county of Arizona. First Time Home Buyer Grants are widely popular, however, they are not widely advertised. The grant programs are given to you at closing and will not need to be repaid. There are home buyer grants and down payment assistance available that can give you up to $20,000 towards the purchase of a home. 

How Do First Time Home Buyer Grants Work?

First Time Home Buyer Grants are used towards the down payment on the purchase of a primary residence. The down payment assistance providers have partnered with local mortgage lenders to offer a one stop shopping experience. You must use an approved lender to obtain first time home buyer grants. The grants are provided by the Arizona Department of Housing, Non-Profits and Private Lenders. These programs give qualified individuals grants towards their home purchase, avoiding the need for a down payment. Our average client moves in to a home for around $2,500 out of pocket. The amount of the grant can vary depending on credit score and income however there are programs almost anyone can qualify for. There are programs currently available with no income restrictions. The best thing you can do is use the Eligibility Checker to find the best programs available to you based on your income and credit score.   

How Do I Find The Best Home Buyer Grant Program?

All of the home buyer grant providers have partnered with local lenders to make it easy for you. You must work with an approved lender to receive the down payment grants. To find out which program is best for you, you can use our home buyer grant Eligibility Checker. This will find you the best grant program available based on your income and credit score.

First Time Home Buyer Grant Eligibility Checker

  • We may need to contact you if there are multiple programs available to explain the differences.

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Up To $20,000 Assistance Available Per Household

Grant Down Payment Assistance available up to $20,000 for the purchase of a primary residence. This program will allow you to move into a home for ZERO down. The Eligibility Checker will find the best program for you based on income and credit score.  

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No Income Limits

There are down payment assistance grants available that currently have no income restrictions. The programs are difficult to find as there are only a handful of approved lenders. Use our Eligibility Checker to find the best program for you. 

620 Credit Scores Allowed

Down Payment Assistance Grants Available with credit scores as low as 620. Most programs are going to require significantly higher scores to qualify. Use our Eligibility Checker to find the best program.

First Time Home Buyer Grant Eligibility Checker

  • We may need to contact you if there are multiple programs available to explain the differences.

See What Our Clients Have To Say…

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Our experience with this company was seamless from start to finish. We couldn’t be more grateful for the firm’s thoroughness and dedication to assisting all our needs throughout the entire process. In a prior experience with another firm we felt forgotten, and that process dragged along. However, with these guys, we felt as if we were the number one priority every day. With our busy and random schedules we were able to converse through emails and still close our transaction in what we consider record time. All of our questions were answered promptly and cheerfully, and the details of the process were always made clear to us. Our expectations were blown away and we absolutely recommend them to family, friends and everyone else! I would like to thank them and their team behind the scenes.

Jennifer W.

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I was very pleased with the whole home mortgage experience working with this team. From the beginning it was clear that they were working in my best interest and to help us save on all the costs associated with closing a home loan. They helped us choose us the best interest rate possible when weighed against the fees and credits from the lenders. Highly recommend this company!

Errol B.

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I have to tell you how amazing it was to work with this team of professionals. They were always there for us and helped us get back to where we belong, owning a home!! We appreciate their knowledge, attention to detail, professionalism, and impeccable communication. You will never be misguided. We had an amazing experience with them and highly recommend them in a heartbeat. 

Thank you or even a review does not seem sufficient!!

Kristi B.

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If there was 10 STARS that is what I would give these guys! I seriously cannot say enough amazing things about them, their professionalism, wonderful spirit and attention to detail! Every time I called him I was smiling and left the conversation feeling even better about buying my home.

Chiazor A.

First Time Home Buyer Grant Eligibility Checker

  • We may need to contact you if there are multiple programs available to explain the differences.

Content presented for informational purposes only. Information deemed reliable but not guaranteed. Nothing herein creates an agency relationship between the customer and Next Page Realty. Next Page Realty does not own, operate nor endorse any particular first time home buyer program or options presented here. Terms and conditions of these home buyer programs could change at any time.