FHA Loan Programs

Updated July 2019


FHA Loans are one of the easiest home loans to qualify for. FHA allows lower down payments and credit scores as low as 500.

What Are The Benefits of FHA Loans?

  • You can qualify with credit scores as low as 500.
  • You can buy a home with as little down as 3.5% down payment. 
  • If you already have an FHA loan, you can refinance it with almost no documentation. Current rates are in the 3’s.
  • You may be able to qualify if you have bankruptcies, short-sales, and foreclosures. 
  • You may be able to roll your closing costs into your loan. 

How Do I Find Out If I Qualify For An FHA Loan?

You can use our Eligibility Checker to get started. This will give you general guidance on whether you qualify for FHA financing. 

FHA Loan Eligibility Checker

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FHA Allows Down Payment Assistance

FHA does allow the use of down payment assistance. There are even programs available that will allow you to move-in with ZERO down. The Eligibility Checker will give you all loan options available based on income and credit score.  

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No Income Limits

FHA Loans currently have no income limits. You do not have to be a first-time buyer to use FHA financing. In certain instances, they will even allow you to have multiple FHA loans at the same time.  Use our Eligibility Checker to find out if you qualify for FHA financing.

My Credit Score Is 500. What Is The Meaning.

500 Credit Scores Allowed

 FHA allows credit scores as low as 500. These FHA programs are extremely lenient in regards to credit qualifications. Use our Eligibility Checker to find out if you qualify.

FHA Loan Eligibility Checker

See What Our Clients Have To Say…

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Our experience with this company was seamless from start to finish. We couldn’t be more grateful for the firm’s thoroughness and dedication to assisting all our needs throughout the entire process. In a prior experience with another firm we felt forgotten, and that process dragged along. However, with these guys, we felt as if we were the number one priority every day. With our busy and random schedules we were able to converse through emails and still close our transaction in what we consider record time. All of our questions were answered promptly and cheerfully, and the details of the process were always made clear to us. Our expectations were blown away and we absolutely recommend them to family, friends and everyone else! I would like to thank them and their team behind the scenes.

Jennifer W.

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I was very pleased with the whole home mortgage experience working with this team. From the beginning it was clear that they were working in my best interest and to help us save on all the costs associated with closing a home loan. They helped us choose us the best interest rate possible when weighed against the fees and credits from the lenders. Highly recommend this company!

Errol B.

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I have to tell you how amazing it was to work with this team of professionals. They were always there for us and helped us get back to where we belong, owning a home!! We appreciate their knowledge, attention to detail, professionalism, and impeccable communication. You will never be misguided. We had an amazing experience with them and highly recommend them in a heartbeat. 

Thank you or even a review does not seem sufficient!!

Kristi B.

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If there was 10 STARS that is what I would give these guys! I seriously cannot say enough amazing things about them, their professionalism, wonderful spirit and attention to detail! Every time I called him I was smiling and left the conversation feeling even better about buying my home.

Chiazor A.

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This team goes above and beyond his abilities to help you get into your dream home. They have helped not only myself, my mom and brother, I highly recommend them to my personal friends and family. Very efficient and helpful. Thank you all!

Teresa S.

FHA Loan Eligibility Checker

Content presented for informational purposes only. Information deemed reliable but not guaranteed. Nothing herein creates an agency relationship between the customer and Next Page Realty. Next Page Realty does not own, operate nor endorse any particular assistance program, lender or options presented here. Terms and conditions of these assistance programs could change at any time.